1. Loan Terms

By registering, you agree to auto-debit authorization for loan repayments. Interest rates and fees apply as per the loan agreement.

2. Data Privacy

Your data is handled in compliance with NDPR regulations. We never share your personal information with third parties.

3. Repayment

Loan repayments are automatically deducted from your registered bank account on the due date.

4. Eligibility

You must be 18 years or older to register and apply for loans.

5. Default

Late repayment attracts a penalty of 1% per day. Defaulters will be reported to credit bureaus.

Data Collection

We collect personal information including name, email, phone number, BVN, and bank details for loan processing.

Data Usage

Your data is used solely for loan processing, verification, and communication purposes.

Data Protection

All data is encrypted and stored securely. We implement industry-standard security measures.

Your Rights

You have the right to access, modify, or delete your data at any time.